The impact of financial sustainability in reducing financial fragility An analytical research in Al Khaleej Commercial Bank

Abstract

Abstract. The research is concerned with a vital contemporary topic, which is financial sustainability and measuring its impact in reducing the financial fragility of the banking sector in Iraq (Khaleej Commercial Bank). The research also addresses the problem of the bank’s lack of interest in studying and determining financial sustainability, and determining its impact on financial fragility, and the aim of the research is to analyze the reality of financial sustainability. And its impact on financial fragility.

         The elements of financial sustainability (investment of capital and time, possibility of making profit, continuous financial review, planning, commitment, good management and teamwork) and their impact on financial fragility were relied upon. The research followed the descriptive analytical approach in presenting the research topics, and the comprehensive inventory method in determining the sample size, as the sample size reached (69) individuals, and the researcher used a number of statistical methods to analyse the research hypotheses.

Based on the research results, the importance of financial sustainability in minimizing financial fragility within the studied research sample is clarified. In addition, the study has resulted in several recommendations, of which the main highlight is the need to strengthen the bank's ability to plan for a large number of different situations.

Keywords: investment of capital and time, potential for profit, continuous financial review, planning, commitment, good management and teamwork, financial fragility.