Qirfoa , A. .Prof. D.A.T. 2025. The role of financial technology in achieving sustainable development An exploratory study of a sample of real estate bank employees, Diyala branch and Jihan Bank for Islamic Investment and Finance, Baghdad Branch. Khazayin of Economic and Administrative Sciences. 2, Conference (Jun. 2025), 55–65. DOI:https://doi.org/10.69938/Keas.Con1.250205.